We see that you have a post code search directory identifying law firms on the TSB conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Ealing?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ealing.
I am purchasing a house and require a conveyancing solicitor in Ealing who is on the Yorkshire Building Society solicitor. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Yorkshire Building Society in certain locations such as Ealing. We dont recommend any particular firm.
We had instructed solicitors with offices in Ealing on the Co-operative solicitor approved list. They have just billed me an additional amount for dealing with the Co-operative mortgage. Is this an additional conveyancing fee set by Co-operative?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your conveyancer is entitled to charge a fee for this. This fee is not set by Co-operative but by your Ealing conveyancing practitioner. Numerous firms on the Co-operative panel will quote an ‘acting for lender’ fee but plenty of practices include it on their overall fee.
I have a mortgage with Santander for my property in Ealing. Conveyancing has been completed 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Santander?
Santander must be informed of your intention before letting out your property as this is likely to be a breach of Santander’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. You need not do this via a Santander conveyancing panel firm.
Completion of my remortgage has taken place for my property in Ealing. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Ealing is where the house is located. Can you offer any assistance?
Flying freeholds in Ealing are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ealing you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ealing may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have just appointed agents to market my ground floor flat in Ealing. Conveyancing solicitors are to be appointed soon, but I have just received a half-yearly service charge invoice – what should I do?
It best that you pay the invoice as usual as all rents and maintenance payments will be allotted on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I have had difficulty in trying to purchase the freehold in Ealing. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most definitely. We are happy to put you in touch with a Ealing conveyancing firm who can help.
An example of a Lease Extension case for a Ealing residence is Flat 4 38 The Mall in April 2014. the Tribunal held that the premium payable for the lease extension to be £25,451 This case related to 1 flat. The unexpired lease term was 68.7 years.
Do online conveyancing companies undertake everything a high street Ealing solicitor does or must I retain a solicitor for the final stages for my conveyancing in Ealing?
Where you instruct an online conveyancer they will cover all the tasks your Ealing solicitor would cover.