We were about to instruct a conveyancing solicitor in Warfield listed on your site but have come across some other fee calculations on the internet seem less pricey – how come?
There are numerous conveyancers marketing theoretically looks to be very low prices. You should think twice about how much you respect your own move to want to take 'cheap' risks in relation to the quality of the conveyancing. Many of them list a bargain quote to catch your eye but hide additional costs in the fine print..
We are buying a property and require a conveyancing solicitor in Warfield who is on the Virgin Money solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Warfield.
My lawyer in Warfield has never been on on the Nationwide Building Society Solicitor Panel. Can I still use my family solicitor notwithstanding that they are excluded from the Nationwide Building Society list of approved lawyers?
Your options are as follows:
- Carry on with your existing Warfield solicitors but Nationwide Building Society will need to instruct a conveyancer on their list of acceptable firms. This will inevitably rack up the overall legal charges as well as cause delays.
- Find a new practitioner to act in the purchase, not forgetting to check they are Nationwide Building Society approved.
- Try to convince your Nationwide Building Society solicitor to try to join the Nationwide Building Society panel
If you had a top tip for choosing a conveyancing solicitor in Warfield what would it be?
It would be unwise to be seduced by the cheapest Warfield conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I'm spending time viewing apartments in Warfield and I am now considering a potential offer. Is it best to have a solicitor on ‘stand by’? I am planning to take a home loan with Lloyds.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are taking out a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.
It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Warfield building society branch on various occasions and was told they are content with the situation and they would lend. My Warfield conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they will not lend based on their published requirements. Who do I believe?
Provided that the conveyancer is on the mortgage company approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Over the last few months I have been searching for a ground for flat up to £195,000 and found one close by in Warfield I like with a park and transport links in the vicinity, however it's only got 52 years unexpired on the lease. I can't really find anything else in Warfield for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a mortgage that many years may be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
I see that you have a search directory identifying firms on the mortgage company conveyancing panel. Do Warfield conveyancing firms pay you a referral fee if I retain them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Warfield.