We're in Wargrave, First timers purchasing with a mortgage (lender is Bank of Ireland , and our lawyer is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are aiming to move home in April. Will my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you suggest a removal company in Wargrave. Conveyancing firm was found before I stumbled across your site.
On the day of completion you can pick up the keys from the selling agent but this should only happen once the previous owners solicitors inform the agent that the monies to complete are in and the keys can be passed over. You can inform the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can help you locate a residential property solicitor in Wargrave or a solicitor that specialises in conveyancing in Wargrave.
My wife and I purchasing a detached bungalow in Wargrave. The intention is to carry out an extension to the side at the property.Will the conveyancing process include enquiries to determine if these alterations were previously refused?
Your conveyancer should review the deeds as conveyancing in Wargrave will on occasion reveal restrictions in the title documents which prohibit categories of alterations or necessitated the permission of a 3rd party. Some extensions call for local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
I am currently in the process of buying my council flat in Wargrave. I have a mortgage offer with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
A relative advised me that where I am buying in Wargrave I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard Wargrave conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Wargrave around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Wargrave Education with maps and statistics, Local Amenities and other useful information concerning Wargrave.
The deeds to my property can not be found. The solicitors who conducted the conveyancing in Wargrave 4 years ago are no longer around. What are my options?
Gone are the days when you need to have the physical deeds to establish that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
I'm converting the mortgage on my current house to a buy to let mortgage with Accord Mortgages Ltd and I will use the rest of the raised equity as a down payment on another house. The area we are looking at is Wargrave. Will your conveyancers be able to act for the two banks and link together the conveyances?
Make use of our comparison tool on this site to check that the conveyancers are approved by both banks. On the basis that they are your solicitor should be able to connect the two deals but you should talk with you solicitor and specify your desired outcome and needs.
I bought a house in Wargrave last 29/12/2023 and to date it is still not recorded with HMLR. It was part of a new estate and my conveyancing practitioner told me that it may take twelve months to complete the registration formalities. I have spoken with the Land Registry directly and they have informed me the original application was cancelled due to questions not being addressed in time. Should I be concerned?
It is your lawyer that you really need to get in touch with in order to satisfy any concerns which have been raised as part of the registration formalities for your Wargrave property. Normal Wargrave conveyancing practice includes an undertaking on the part of the previous owner’s property lawyer that they will help resolve any question raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.