Last August we completed a house move in Allendale. We have since encountered a number of problems with the house which we believe were omitted in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in Allendale?
The query is not clear as to the nature of the problems and if they are relate to conveyancing in Allendale. Conveyancing searches and investigations undertaken as part of the buying process are supposed to help avoid problems. As part of the legal transfer of property, a property owner completes a questionnaire referred to as a SPIF. answers is incorrect, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Allendale.
My wife and I have recently appointed a conveyancing solicitor in Allendale. I need to find out whether they are accepted on the Lloyds TSB Bank conveyancing panel. Could you or the lender confirm if they are on the panel?
You should phone the solicitor and ask them if they can act for the bank. Otherwise you should call Lloyds TSB Bank who may be able to assist.
My wife and I have a terraced Georgian house in Allendale. Conveyancing practitioner represented me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Allendale and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing solicitor who conducted the conveyancing.
How does conveyancing in Allendale differ for new build properties?
Most buyers of new build residence in Allendale contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Allendale tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Allendale or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £245,000 and found one close by in Allendale I like with open areas and transport links in the vicinity, the downside is that it only has 61 years on the lease. There is not much else in Allendale for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a mortgage the shortness of the lease will be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
On the look out for a conveyancing solicitor in Allendale. I did have one sorted but they are not on the approved list of HSBC. It would appear that these days most mortgage companies only allow property lawyers on their panel. Extremely annoying limiting the choice for the paying public. Can you recommend a trustworthy Allendale lawyer that will assist us as well as represent HSBC?
The purpose of this site is restricted to being a directory service for solicitors who wish to be listed as being on the approved conveyancing panel for HSBC in certain areas for example Allendale . Our intention is not to recommend any particular property lawyer.