My husband and I are getting closer to an exchange on a flat in Brecon Beacons and my mum and dad have transferred the 10% deposit to my lawyer. I am now told that as the deposit has been received from someone other than me my solicitor needs to make a notification to my lender. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company regarding my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
The property lawyer is duty bound to clarify with mortgage company to ensure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only report this to your lender if you agree, failing which, your lawyer must cease to continue acting.
I am the registered owner of a freehold house in Brecon Beacons but nevertheless pay rent, why is this and what is this?
It’s unusual for properties in Brecon Beacons and has limited impact for conveyancing in Brecon Beacons but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Brecon Beacons. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/9/2026, the requirements read as follows :
My husband and I are a fortnight into a residential purchase having been directed to a firm by the selling agent to handle our conveyancing in Brecon Beacons. We are not happy. Could you you assist me in finding new conveyancers?
A conveyancer would have to be really poor to suggest changing them. Has the mortgage been issued? If so you must make them aware of the new lawyer and have the offer are issued to the new lawyers. The solicitor ideally should be on the lenders panel to avoid added charges and frustration. That should be your first question of the new lawyers. The search tool will assist you in finding a lender approved solicitor for your conveyancing in Brecon Beacons
Can you offer any advice when it comes to appointing a Brecon Beacons conveyancing practice to deal with our lease extension?
If you are instructing a property lawyer for your lease extension (regardless if they are a Brecon Beacons conveyancing firm) it is essential that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you make enquires with several firms including non Brecon Beacons conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:
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If they are not ALEP accredited then what is the reason?
I bought a 1st floor flat in Brecon Beacons, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Brecon Beacons with a long lease are worth £201,000. The ground rent is £45 levied per year. The lease runs out on 21st October 2090
With 64 years left to run we estimate the premium for your lease extension to range between £14,300 and £16,400 as well as legals.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.
I require the services of a mortgage company panel solicitor in Brecon Beacons. Could you help me?
Unfortunately it’s not apparent why you need a Brecon Beacons panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Brecon Beacons are on their panel . If you do find such a firm in Brecon Beacons not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site