We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would much rather use a Chelsfield based conveyancing firm?
Do check but the chances are that appoint one of their panel lawyers if you take up the "fee-free" deal. Speak to the mortgage company and determine if they make available a cash alternative. Some lenders have previously offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor near Chelsfield.
My wife and I are close to exchanging contracts on the sale of our house in Chelsfield and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Chelsfield conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used a factory type conveyancing outfit as opposed to a conveyancing solicitor in Chelsfield. We have lived in Chelsfield for many years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
The deeds to our house can not be found. The conveyancers who dealt with the conveyancing in Chelsfield 4 years ago no longer exist. What do I do?
As long as the title is registered the information relating to your ownership will be held by HMLR under a Title Number. It is easy to carry out a search at the Land Registry, identify your house and order current copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases retain a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
I need to find a conveyancing solicitor for residential conveyancing in Chelsfield. I happened to discover a web site which seems to have the perfect answer If there is a chance to get all this stuff completed via phone that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am employed by a reputable estate agent office in Chelsfield where we see a few flat sales derailed as a result of short leases. I have been given conflicting advice from local Chelsfield conveyancing solicitors. Please can you shed some light as to whether the seller of a flat can start the lease extension process for the purchaser on completion of the sale?
Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the disposal of the property.
Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
After months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Chelsfield. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Where there is a absentee landlord or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to decide the premium.
An example of a Lease Extension case for a Chelsfield premises is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case affected 1 flat. The remaining number of years on the lease was 50.57 years.
I am thinking of using a web based conveyancer ahead of a Chelsfield conveyancing firm. Should I ‘stay local’?
Various benefits exist in having the opportunity to visit a local Chelsfield conveyancing solicitor for instance
- signing documents on short notice
- getting face-to-face explanations of matters that need explaining
- the ability to complain if things go pear-shaped
When checking fees, look out for hidden extras. Most decent Chelsfield high street solicitors give an all-inclusive price. Often online companies appear to offer low cost fees, but have burried 'extras' in the in the terms and conditions.