We are buying our first home. The property lawyer has contact usto ask if we wish to purchase additional conveyancing searches. As novices we have no idea as to what's necessary for conveyancing in Chelsfield
The number and type of Chelsfield conveyancing searches should be triggered based primarily on the property, the location, the probability of any of these risks, your familiarity of the locality and risks, your overall attitude to risk. What matters is that you adequately comprehend what information each search could give you. You may then make a decision if you consider that you need that search. Where you are in doubt, ask your conveyancing practitioner to guide you.
Completed the sale of my flat in Chelsfield last December yet the purchaser is whats apping daily to moan that their lawyer needs to hear from myconveyancer. What are the post completion sale formalities now that I have sold?
Following your sale your lawyer should deliver the transfer documentation and all of the paperwork to the purchaser's solicitors. If applicable, your lawyer should also send confirmation that the mortgage has been discharged to the buyers conveyancers. There is unlikely to be post completion requirements unique to conveyancing in Chelsfield.
Have just purchased a repossessed house at auction in Chelsfield. Conveyancing is needed. What are my next steps?
Having exchanged you will need to hire the services of a conveyancing lawyer quickly as you now have a tight deadline in which to complete the property. All auction property should have a corresponding legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the legal papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You need to hand this to the lawyer working for you ASAP. Do make sure that your finances are in place to complete on the on the contractual date .
I was told four weeks ago that my mortgage has been agreed to by Kent Reliance. Is it usual for Kent Reliance to only issue the offer once my solicitor in Chelsfield is approved on their conveyancing panel? Kent Reliance have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have finally had an offer on a flat in Chelsfield accepted, the sellers do nevertheless have a dependent purchase. The sellers have offered on somewhere, however it’s not been accepted yet, and have viewings of other apartments in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Chelsfield. What do I do now? When should I get the mortgage application with HSBC going?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Chelsfield conveyancing search charges, etc). First, you should ensure that your lawyer is on the HSBC approved list. As to the subsequent phase this very much dictated by the uniqueness of your case, desire for the property and on the state of the market. During a buoyant market some home buyers will apply for the mortgage with HSBC and pay for the valuation and only if it was satisfactory would they ask their conveyancer to press on with searches.
I am close to exchanging contracts on the sale of our property in Chelsfield and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Chelsfield conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using a nationwide conveyancing firm as opposed to a conveyancing solicitor in Chelsfield. We have lived in Chelsfield for 5 years we know of no issue. Do we contact our local Authority to seek confirmation need.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am looking for a flat up to £195,000 and found one round the corner in Chelsfield I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 years on the lease. There is not much else in Chelsfield in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a home loan that many years may be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Chelsfield and how can you help?
The 1954 Act gives protection to business tenants, giving them the legal entitlement to apply to court for a continuation of occupancy when the lease reaches an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in Chelsfield