Do the Building Society Association intend to launch a online directory to to identify firms on the Loughborough BS conveyancing panel for instance in Chelsfield?
We are not aware of any intention on the part of the BSA to promote such a search facility.
My colleague advised me that where I am buying in Chelsfield I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Chelsfield conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Chelsfield around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Chelsfield Education with maps and statistics, Local Amenities and other useful information concerning Chelsfield.
I'm purchasing a new build house in Chelsfield with a mortgage from Nationwide Building Society. The sellers would not move on the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not to tell my conveyancer about the deal as it could impact my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Chelsfield is where the house is located. Can you shed any light on this issue?
Flying freeholds in Chelsfield are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chelsfield you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chelsfield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What is different about your site and alternative online quote calculators for conveyancing in Chelsfield?
At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Chelsfield. As opposed to estate agents and brokerage sites we are not in the business of charging firms a commission if you appoint them for your home move in Chelsfield
I need to find a conveyancing solicitor for freehold conveyancing in Chelsfield. I've stumble upon a site which seems to have the perfect answer If it is possible to get all formalities completed via email that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?