When will exchange of contracts occur in residential conveyancing in Chesterfield and am I required to be at the lawyers office?
If you are near to our conveyancing solicitors in Chesterfield you are welcome to come in to sign the paperwork. However, the law practices we recommend provide a national conveyancing service and give as equally comprehensive and professional a job for you when communicating with you by post or email. The signing of the contract is not the important part. A signed contract is just a prerequisite for the conveyancer to officially exchange when the time is right, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Chesterfield)to be in the office available at the end of the phone to exchange contracts.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Chesterfield. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/12/2025, the requirements read as follows :
Are all Chesterfield Conveyancing Quality Solicitors on the Virgin Money conveyancing list of approved solicitors?
It is true that some banks and building societies now utilise CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Chesterfield property lawyer on the Santander panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
My offer on a detached house in Chesterfield has been accepted, but there is a chain. The sellers have put an offer on a property, however it’s not been accepted yet, and have viewings of other apartments booked. I have chosen a local conveyancing solicitor in Chesterfield. What should be my next step? When should I get the mortgage application with Leeds Building Society going?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx £1k, then valuation, Chesterfield conveyancing search charges, etc). First, you must check that your solicitor is on the Leeds Building Society approved list. Regarding the next steps this very much dictated by the circumstances of your case, desire for this property and on the state of the market. During a hot market the majority of buyers would apply for the mortgage with Leeds Building Society and arrange for the valuation and only if it comes back ok would they pay their property lawyer to move forward with the conveyancing in Chesterfield.
I have been on the look out for a flat up to £195,000 and identified one close by in Chesterfield I like with amenity areas and station in the vicinity, the downside is that it only has 49 remaining years left on the lease. There is not much else in Chesterfield suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
I need to appoint a conveyancing solicitor for leasehold conveyancing in Chesterfield. I happened to chance upon a site which appears to be the perfect solution If it is possible to get all this stuff done via email that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have just appointed agents to market my 2 bed apartment in Chesterfield. Conveyancing lawyers have not yet been instructed, but I have just had a quarterly service charge invoice – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should pay the maintenance contribution as normal because all rents and service payments should be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I am the registered owner of a 2 bed flat in Chesterfield, conveyancing was carried out in 2003. How much will my lease extension cost? Comparable flats in Chesterfield with over 90 years remaining are worth £179,000. The ground rent is £65 charged once a year. The lease expires on 21st October 2082
With just 57 years left to run we estimate the premium for your lease extension to be between £26,600 and £30,800 plus plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before getting professional advice.