Will lawyers ask for money up-front for my conveyancing in Filey?
If you are buying a property in Filey your lawyer will ask you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. When the down payment is as part of the purchase price then this will be needed immediately in advance of exchange of contracts. Any further balance that is needed should be sent to your lawyer a couple of days ahead of the day of completion.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Filey. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/6/2026, the requirements read as follows :
My wife and I own a terraced Victorian property in Filey. Conveyancing practitioner acted for me and Santander. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Filey and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing practitioner who carried out the work.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Filey is where the house is located. What do you suggest?
Flying freeholds in Filey are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Filey you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Filey may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Am I right to be concerned that estate agents that I am dealing with are suggesting a national conveyancing firm rather than a High Street Filey conveyancing practice?
As is the case with lots of professional services, often suggestions from relatives can be worth their weight in gold. Yet there are many players in a conveyancing matter; estate agents, financial adviser and mortgage companies may recommend solicitors to instruct. On occasion these solicitors might be known to one of the organisations as one of the best in their field, but occasionally there might be a commercial relationship behind the recommendation. You have the discretion to choose your own lawyer. You need to be aware that some banks have an approved list of lawyers you are obliged to use for the mortgage related work in your conveyancing.
Having had my offer accepted I require leasehold conveyancing in Filey. Before diving in I would like to find out the number of years remaining on the lease.
If the lease is registered - and almost all are in Filey - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I purchased a split level flat in Filey, conveyancing formalities finalised 6 years ago. Can you work out an approximate cost of a lease extension? Comparable properties in Filey with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £60 charged once a year. The lease finishes on 21st October 2083
With just 57 years left to run we estimate the premium for your lease extension to be between £28,500 and £33,000 as well as legals.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.