Can I use your services to find a Conveyancing solicitor in Gorleston even where I’m not purchasing or disposing of a house, for instance where I want to acquire an office in Gorleston with a loan from Platform Home Loans Ltd?
The service is mainly there to help choose residential conveyancing solicitors in Gorleston but we have listed at the end of this page a selection of Gorleston commercial conveyancing firms. You will need to speak with the solicitors directly to see if they can also act for Platform Home Loans Ltd
We wanted to use a conveyancing solicitor in Gorleston for our house move. Our broker informed us that our mortgage company National Westminster Bank won't deal with them. Surely this is unfair competition?
Lenders on the whole imposes restrictions either the category or the number of conveyancing solicitors on their approved list of lawyers. Typical examples of such criteria being that a law practice must not be a sole practitioner. In addition to restricting the profile of firm, some have limited the amount of solicitor practices they permit to act for them. Be aware that National Westminster Bank have no responsibility for the quality of advice provided by any member of National Westminster Bank Conveyancer Panel. Mortgage fraud was a primary driver in the reduction of solicitor panels a few years ago even though there remains mixed views regarding the level of solicitor involvement in some of that fraud. Data from the Land Registry indicate that plenty of law firms, including some in or near Gorleston only carry out a couple conveyances per annum.
My wife and I are purchasing a property in Gorleston. It might be a silly question but how we can trust a conveyancer? On the day of competition we will need to put money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have paid off my mortgage with TSB. I assume I don't need a Gorleston solicitor on the TSB panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
It is unclear whether my bank requires a lease extension. I have called my Gorleston bank branch on a couple of occasions and was told it does not impact the mortgage offer and they would lend. My Gorleston conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the lawyer is on the mortgage company approved list, she or he must comply with the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
We are buying a property and the conveyancer has raised the issue of Chancel Repair for which the house could be obligated to contribute to given it’s proximity to the area of such a church. She has suggested insurance. Is this really required for conveyancing in Gorleston
Unless a previous acquisition of the premises took place after 12 October 2013 you may assume that lawyers delivering conveyancing in Gorleston to remain recommending a chancel search and or insurance against a claim.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a straight forward, chain free conveyancing. Gorleston is where the house is located. Can you offer any assistance?
Flying freeholds in Gorleston are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Gorleston you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gorleston may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking to sell my home. My past solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Gorleston if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Gorleston. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.