My solicitor has discovered a a legal deficiency with the lease for the flat we are purchasing in Gorleston. The seller’s lawyers have suggested defective title insurance as a workaround. We are content with insurance and will cover the costs. Our property lawyer has advised that he must ensure that the bank is happy with this solution. Are we the client or is the lender?
Regardless of the fact that you have a mortgage offer from the bank does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. The appropriate lender provisions must be adhered to.
I am assisting my niece sell her property in Gorleston. Will the conveyancing solicitor arrange the energy assessment or do I organise this?
After the demise of Home Information Packs, EPC’s was left as a compulsory element of moving house. An energy assessment must be to hand prior to the property being marketed. It is not a task that solicitors ordinarily arrange. Where you are using a Gorleston conveyancing practitioner they might help arrange EPC’s given their relationships with long established Gorleston providers
A relative advised me that in buying a property in Gorleston there could be a number of restrictions preventing external changes to a property. Is this right?
We are aware of anumerous of properties in Gorleston which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Gorleston should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Santander have agreed my home loan in principle, my bid on a property in Gorleston has been agreed to, what are the next steps?
Your property agent will want to be informed of your conveyancing practitioner's details (make sure the property lawyers are on the lender’s approved list). Telephone Santander or your financial adviser and finalise any appropriate paperwork. Santander will instruct a valuer who will get in touch with the selling agent or owners to book a slot for the valuation to take place. Once conducted (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Santander will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Gorleston.
five months have elapsed since my purchase conveyancing in Gorleston completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
In what way can the Landlord & Tenant Act 1954 affect my commercial property in Gorleston and how can you help?
The particular law that you refer to gives protection to commercial lessees, giving them the legal entitlement to make a request to court for a renewal lease and remain in occupation when the lease comes to an end. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Gorleston is one of the many locations in which our lawyers are located
I am thinking of appointing a conveyancing lawyer in Gorleston for my house move. Can I review a firm’s complaints history with the profession’s regulator?
You can find presented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator may monitor call for training purposes.
My mother completed her conveyancing in Gorleston in 2007. She has since got married, widowed and in recent months got married again. She now wishes to the sell the Gorleston property. I suspect that she will simply be need to supply copies of her marriage certificates to the conveyancing practitioner however she is worried it will hold up the conveyancing. Is it worth updating the title information for the property?
You are not required to update the register providing you have the evidence needed to show how the name change resulted.
The purchaser’s property lawyer will check the registered entries and requisition evidence by way of proof of the change of name for instance marriage documentation.