My husband and I are getting closer to an exchange on a property in Llanbrynmair and my parents have sent the 10% deposit to my lawyer. I am now advised that as the deposit has been received from someone other than me my lawyer needs to make a notification to my lender. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the mortgage company regarding my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?
The conveyancing practitioner is legally required to check with lender to ensure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only notify this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
Can I be sure that the Llanbrynmair conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Llanbrynmair seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your transaction.
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Kent Reliance are being pedantic. The Llanbrynmair solicitor who is on the Kent Reliance conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Kent Reliance are requiring a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a property in Llanbrynmair on 1/12/2025, valuation was booked 2 days after, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Are Nottingham entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
My friend suggested that where I am buying in Llanbrynmair I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Llanbrynmair conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Llanbrynmair around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Llanbrynmair Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data regarding Llanbrynmair.
I purchased a renovated Victorian property in Llanbrynmair. Conveyancing lawyer acted for me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Llanbrynmair and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who conducted the purchase.
How simple is it to switch conveyancer as I need to instruct one who is on the Halifax conveyancing list. I had appointed a family conveyancing solicitor in Llanbrynmair five minutes from me but he is not approved by Halifax
We will our best to assist in finding you a conveyancing solicitor in Llanbrynmair on the Halifax panel. Please note that the property lawyers that we on the directory do not pay us commission if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Llanbrynmair. In utilising the find a conveyancing solicitor tool on this website, you can scrutinise charges for conveyancing solicitors in Llanbrynmair and throughout England and Wales.
I am hoping to buy a repossessed property in Llanbrynmair and the mortgagee in possession would like to complete inside a month. Can a lawyer meet that timeframe? Would it be better to select a local Llanbrynmair firm or an online firm that advertises to offer speedy conveyancing?
Attend your Llanbrynmair high street. Pop in to two or three firms and ask to talk to a conveyancing solicitor for a quote. Discuss your needs and try and obtain assurances on speed. Appoint the firm that appears most genuine. Be sure to select a solicitor on the panel of conveyancing practitioners who can act for your mortgage company.