My wife and I are due to complete on the purchase of a house in Llandovery but as a result of wreckage from a small fire at the property I have managed to agree recompense from the vendor in the sum of £3k taking the form of a deduction in the price. I had intended this to be dealt with as part of a side agreement however Lloyds are not allowing this. Should they have been notified?
The conveyancer being on a Lloyds conveyancing panel is required to advise Lloyds of any changes to the purchase price. If you were to refuse your property lawyer to notify the price change to Lloyds then they would have to discontinue acting for you. In addition, Lloyds and you would have to appoint a new property lawyer for your conveyancing in Llandovery.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Llandovery. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/7/2025, the requirements read as follows :
Me and my partner are purchasing a apartment in Llandovery. It might be a silly question but how we can trust a lawyer? At some point we will need to deposit money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Is it the case that all Llandovery CQS (Conveyancing Quality Scheme) solicitors are on the Leeds Building Society conveyancing list of approved firms?
A selection of lenders now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.
We were going to get a AIP from Co-operative this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Co-operative recommend any Llandovery solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Llandovery solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
Are there restrictive covenants that are commonly identified during conveyancing in Llandovery?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Llandovery. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the guidance of my in-laws I had a survey completed on a house in Llandovery in advance of appointing lawyers. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders may refuse to grant a mortgage on such a home.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. If you e-mail us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Llandovery. Conveyancing will be smoother if you use a solicitor in Llandovery especially if they regularly deal with such properties in Llandovery.
Should I go with a Llandovery conveyancing lawyer in close proximity to the house I am purchasing? An old friend can carry out the legal formalities but his firm is located a couple of hundredkilometers drive away.
The benefit of a local Llandovery conveyancing firm is that you can pop in to sign paperwork, present your ID and apply pressure on them if necessary. They will also have local knowledge which is a bonus. However it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and they were content that must trump using an unknown Llandovery conveyancing lawyer just because they are Llandovery based.