I have been referred to a conveyancing solicitor in Long Sutton. I I would like to check if they are accepted on the Chelsea Building Society approved list of lawyers. Could you or the lender confirm if they are on the panel?
The first thing you should do is phone the solicitor and enquire whether they can act for the bank. Alternatively please get in touch with Chelsea Building Society who may be able to help.
How can we know in advance if a Long Sutton conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Long Sutton seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor carrying out your conveyancing.
I am due to exchange contracts on my flat. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Co-operative are being difficult. The Long Sutton solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Barclays have agreed my home loan in principle, my bid on a flat in Long Sutton has been agreed to, what are the next steps?
The property agent will need to know who your solicitors are (ensure that the property lawyers are on the lender’s approved list). Call up Barclays or the financial adviser and complete any relevant documentation. Barclays will sellect a valuer who will get in touch with the selling agent or seller to arrange a time for the valuation to take place. Once conducted (assuming no problems) it takes about ten days to receive the mortgage offer. Barclays will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Long Sutton.
Have purchased a a semi-detached house in Long Sutton , What is the estimated time for the Land Registry to register my title? My Long Sutton conveyancing solicitor works at snail pace, so I want to be sure that my purchase is registered.
As far as conveyancing in Long Sutton registration is no quicker or slower than anywhere else in the country. Rather than based on location, timeframes can differ depending on who lodges the application, whether it is in order and if the Land registry need to notify any other persons or bodies. As of today roughly 80% of submission are fully addressed within two weeks but occasionally there can be longer hold-ups. Registration takes place once the purchaser has moved in to the premises so 'speed' is not typically an essential issue yet where there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Long Sutton differ for newly converted properties?
Most buyers of new build residence in Long Sutton contact us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is built. This is because house builders in Long Sutton tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Long Sutton or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a property in Long Sutton prior to appointing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor advised that some mortgage companies will refuse to issue a mortgage on this type of premises.
It varies from the lender to lender. Santander has different instructions from Nationwide. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Long Sutton. Conveyancing will be smoother if you use a solicitor in Long Sutton especially if they are accustomed to such properties in Long Sutton.
How can the Landlord & Tenant Act 1954 impact my business offices in Long Sutton and how can your lawyers assist?
The particular law that you refer to provides a safeguard to business lessees, granting the a statutory right to make a request to court for a renewal lease and remain in occupation at the end of an expired lease. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Long Sutton is one of the hundreds of areas of the UK in which the firms we work with are located