Having been told to check out your web site we were going to use a conveyancing solicitor in Penrith recommended using your comparison tool but have come across alternative quotes on the internet seem less expensive – how come?
There are lots of conveyancing organisations offering at first sight what seems to be very low prices. We suggest that you think long and hard as to how important this transaction is to you that want to take 'cheap' risks with regard to the standard of the legal work. Many of them list a cheap fee to entice you but bury additional charges in the small print..
We are purchasing a flat in Penrith. I might seem paranoid but how we can trust a conveyancer? At some point we have to put our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Penrith?
There are many recorded licenced Conveyancers in Penrith and Solicitor partnerships in Penrith to choose from It is important to make clear that the two are regulated professionals specialising in the legal aspects of transferring property. The two can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
The formalities of my purchase has taken place for my property in Penrith. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
four months have gone by following my purchase conveyancing in Penrith concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a flat up to £195,000 and found one round the corner in Penrith I like with a park and railway links nearby, however it only has 49 years on the lease. There is not much else in Penrith in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a mortgage that many years will be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
As co-executor for the will of my aunt I am selling a property in Swansea but reside in Penrith. My solicitor (approximately 235 miles from merequires that I execute a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Penrith to attest this legal document for me?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are based in Penrith
My friend mentioned that when selecting a conveyancing firm they need approved by your bank. This is my first home move but I have an AIP from HSBC and I already have a high street conveyancing solicitor in Penrith on standby. Does Nat West Bank need an approved conveyancer to be selected? If so, where can I find that list so I can appoint a conveyancing lawyer in Penrith?
You should use a solicitor that is on the Nat West Bank panel. Simply telephone your chosen Penrith conveyancing solicitor and ask if they are on the Nat West Bank panel. If they are not on the panel you have numerous choices available to you here:
- Complete the deal with your chosen Penrith property lawyer but Nat West Bank will need to retain a conveyancing practitioner from their approved list. This will result in additional charges and potential frustration.
- Get a fresh conveyancer to act in the purchase, not forgetting to check that they are on the Nat West Bank conveyancing panel.
- Appeal to your solicitor to seek to join the lender panel.