Having been referred to your company we were going to use a conveyancing solicitor in Penrith found by you but have come across alternative costs illustrations on the internet seem cheaper – how come?
There are lots of conveyancing companies offering theoretically looks to be cut price. We would encourage you to think long and hard as to how important this transaction is to you that you are willing to take 'cheap' risks over the quality of the conveyancing. Many of them highlight a bargain fee to grab your attention but plant supplemental costs in the fine print..
Completed the sale of my flat in Penrith last June but our buyer keeps whats apping me complaining that her solicitor needs to hear from mine. What should have happened now that I have sold?
After completion of your house sale your lawyer should send the transfer deeds and all of the paperwork to the buyer’s lawyers. Where appropriate, your conveyancer must also confirm that the mortgage has been discharged to the purchasers conveyancers. There is unlikely to be post completion steps peculiar conveyancing in Penrith.
This question may be naive but I am wet behind the ears as a 1st time purchaser of a garden flat in Penrith. Do I receive the keys to the premises on completion from my lawyer? If so, I will instruct a local conveyancing solicitor in Penrith?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be able to pick up the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.
I am expecting a OIP from Skipton this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Skipton recommend any Penrith solicitors on the Skipton conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Penrith solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
I had an offer accepted on a house in Penrith on 20/4/2026, valuation was booked 3 days after, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
four months have gone by since my purchase conveyancing in Penrith concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in Penrith with a loan from Britannia. The sellers refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not disclose to my solicitor about this deal as it will jeopardize my mortgage with Britannia. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a ground for flat up to £235,500 and identified one round the corner in Penrith I like with a park and railway links in the vicinity, however it only has 49 remaining years left on the lease. There is not much else in Penrith suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will likely be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of twenty four months you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.