I am hoping to receive a mortgage with Santander. I would like to instruct a Licensed Conveyancer in Potters Bar. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
What is the first thing I need to know about purchase conveyancing in Potters Bar?
You may not hear this from too many lawyers but conveyancing in Potters Bar and elsewhere in Hertfordshire is often a confrontational experience. Put another way, when it comes to conveyancing there exists lots of room for confrontation between you and others involved in the ownership transfer. For instance, the vendor, selling agent and sometimes your bank. Selecting a solicitor for your conveyancing in Potters Bar an important selection as your conveyancer is your adviser, and is the ONLY party in the process whose responsibility is to protect your legal interests and to keep you safe.
There is a worrying ongoing adversarial element to conveyancing- someone must be at fault for the process being so protracted. We recommend that you should always trust your conveyancer above all other parties in the home moving process.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Potters Bar. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/1/2025, the requirements read as follows :
Is it the case that all Potters Bar solicitor firms on the UBS conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the UBS conveyancing panel they would need to be governed by the SRA. The majority of lenders do allow licenced conveyancers on their panel and in such a situation the practice would be regulated by the CLC.
I have decided to exercise my right to buy my property in Potters Bar off the council. I have a mortgage offer with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
Lloyds have agreed my mortgage in principle, my offer on a house in Potters Bar has been accepted, what are the next steps?
Your property agent will want to know who your solicitors are (make sure the solicitors are on the lender’s approved list). Call up Lloyds or the broker and finish off any relevant documentation. Lloyds will appoint a valuer who will get in touch with the estate agent or owners to arrange a time for the valuation to take place. Once carried out (assuming no problems) it takes approximately a fortnight to receive the mortgage offer. Lloyds will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Potters Bar.
My business partner and I are wishing to lease a unit on a shopping parade. Can you recommend lawyers offering competitive charges for non-domestic conveyancing in Potters Bar for less than £1,200?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Potters Bar, including the sale and acquisition of businesses as well as simply property. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can find you the right solicitor. As for the costs this will depend on the structure and heads of terms of the proposed transaction. Please provide us with your contact information or telephone us so that we can supply you with a detailed commercial conveyancing quote.
I want to rent out my leasehold apartment in Potters Bar. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
Some leases for properties in Potters Bar do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably refuse but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
I have attempted and failed to negotiate with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a Potters Bar conveyancing firm to help?
Where there is a missing freeholder or if there is disagreement about the premium for a lease extension, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to decide the sum to be paid.
An example of a Lease Extension decision for a Potters Bar flat is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case related to 1 flat. The unexpired term as at the valuation date was 76 years.