What advice do you have for searching for commercial conveyancing in Ravenshead?
First ask connections who they experienced using in the past and if they were happy with the service.
Second, search the web for conveyancing in Ravenshead. Telephone two or three from the list and ask them to send you their conveyancing estimate and discuss your needs with the solicitor who will conduct your conveyancing beforemaking your decision.
Option 3 is to use our search tool to help you find the right solicitors for you based on your unique requirements including the type of property,speed, complications and who the proposed mortgage company is. Resist the temptation to go for ninety nine pound conveyancing in Ravenshead
Completed the sale of my flat in Ravenshead last May but my buyer keeps telephoning every few hours to moan that their solicitor needs to hear from mine. What are the post completion sale legalities following completion?
Following your sale your conveyancer is obliged to deliver the transfer deeds and all of the paperwork to the purchaser's lawyers. If applicable, your solicitor should also confirm that the legal charge in favour of the lender has been paid off to the buyers lawyers. There are no post completion procedures just for conveyancing in Ravenshead.
My husband and I wish to acquire a newbuild apartment in Ravenshead with a mortgage from Bank of Scotland.We use our Ravenshead conveyancing practitioner but Bank of Scotland says his firm is not on their approved list of member firms. It seems we are left with little choice but to instruct a Bank of Scotland panel lawyer or retain our preferred solicitor and pay for a Bank of Scotland panel lawyer to act for them. This seems very unfair; is there anything we can do?
No, not really. The loan issued to you is subject to its various provisions, a common one being that conveyancers needs to be on the Bank of Scotland solicitor panel. in the past, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Bank of Scotland
I am purchasing my first flat in Ravenshead with a loan from The Mortgage Works. The sellers refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not to tell my solicitor about the extras as it would impact my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Having had my offer accepted I require leasehold conveyancing in Ravenshead. Before diving in I would like to find out the remaining lease term.
If the lease is registered - and almost all are in Ravenshead - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I own a 1st floor flat in Ravenshead, conveyancing having been completed half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding flats in Ravenshead with a long lease are worth £260,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease ends on 21st October 2100
With 75 years remaining on your lease we estimate the price of your lease extension to range between £8,600 and £9,800 as well as costs.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.
My partner and I have just had an offer agreed on a apartment and had an appointment on Friday with HSBC for the mortgage. They warned us that when it comes to appointing a property lawyer that if they are not on their approved panel of solicitors then we will incur an additional fee of about two hundred pounds. This is is due to the fact that they would then have to instruct a conveyancer to act for them as well as the one we appoint for ourselves and we assume responsibility for their costs. I have requested HSBC to provide me with a list so I can request quotes only from their approved lawyers but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?
You can enquire of HSBC what their criteria for joining their panel is for a conveyancer.Thereafter ask the lawyer of your choice whether they fit that criteria and have they acted on loans for HSBC before. If the answer to those is yes, then just clarify this with HSBC. Alternatively please utilise our search tool and we should be able to locate a solicitor in Ravenshead on the panel for HSBC.