As someone clueless as to conveyancing in Ravenshead what’s the number one tip you can impart concerning the ownership transfer in Ravenshead
Not many law firms shout this from the rooftops but conveyancing in Ravenshead and elsewhere in England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists lots of opportunity for conflict between you and other parties involved in the home moving process. For instance, the vendor, property agent and on occasion a lender. Appointing a solicitor for your conveyancing in Ravenshead should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the process whose interest is to act in your best interests and to protect you.
There is a distinct emergence in the "blame" culture- someone must be at fault for the process taking so long. You your first instinct should be to trust your conveyancer ahead of the other parties when it comes to the legal assignment of property.
I am purchasing a end of terrace house in Ravenshead. Our aim is to an extension at the rear at the property.Will the conveyancing process include checks to see if these works were previously refused?
Your solicitor should check the registered title as conveyancing in Ravenshead will occasionally reveal restrictions in the title documents which prohibit categories of alterations or necessitated the permission of another owner. Many works require local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Ravenshead conveyancer on the Kent Reliance panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
My offer was accepted on an apartment in Ravenshead on 13/11/2024, valuation was booked 3 days later, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
What does a local search tell me concerning the property we're purchasing in Ravenshead?
Ravenshead conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company such as Onsearch The local search plays a central part in many a Ravenshead conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your property. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
How does conveyancing in Ravenshead differ for newly converted properties?
Most buyers of new build residence in Ravenshead contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because builders in Ravenshead usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ravenshead or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Ravenshead is where the house is located. Is there any advice you can impart?
Flying freeholds in Ravenshead are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ravenshead you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ravenshead may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My uncle has suggested that I appoint his lawyers for conveyancing in Ravenshead. Do I take his guidance?
No doubt it’s preferable to choose a conveyancing solicitor is to get referrals from friends or relatives who have actually previously instructed the firm that you are contemplating using.