Can you help? My Ravenshead solicitor is informing me me that he is legally obliged toconduct Ravenshead conveyancing searches asthe firm are on the Nat Westapproved lawyer panel. Is this really necessary?
You have limited options available to you. As you are obtaining a home loan with a mortgage company your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Ravenshead conveyancing searches.
Having sold my house in Ravenshead last September yet the purchaser is SMS messaging daily complaining that their lawyer needs to hear from mine. What are the post completion sale formalities now that I have sold?
Following your disposal your conveyancer is duty bound to send the transfer deeds and all additional paperwork to the purchaser's lawyers. Depending on the transaction, your conveyancer should also send confirmation that the mortgage has been paid off to the purchasers lawyers. There are no post completion formalities unique to conveyancing in Ravenshead.
I am buying a flat and require a conveyancing solicitor in Ravenshead who is on the Santander solicitor. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Santander in certain locations such as Ravenshead. We dont recommend any particular firm.
Forgive me if this question is silly but I am new to the house moving as FTB of a ground floor flat in Ravenshead. Do I receive the keys to the property on the completion date from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Ravenshead?
On the day of completion you do not need to attend the conveyancers office in Ravenshead. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you will be able to receive the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
When it comes to mortgage companies such as RBS, do Ravenshead conveyancers incur an annual charge to be on the conveyancing panel?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
Bank of Ireland have agreed my mortgage in principle, my bid on a flat in Ravenshead has been accepted, what happens next?
Your estate agent will need to know who your solicitors are (ensure that the lawyers are on the bank’s approved list). Contact Bank of Ireland or your broker and complete any relevant documentation. Bank of Ireland will appoint a valuer who will get in contact with the selling agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes on average ten days to receive the mortgage offer. Bank of Ireland will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Ravenshead.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Ravenshead is where the house is located. Can you offer any advice?
Flying freeholds in Ravenshead are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ravenshead you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ravenshead may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My uncle has suggested that I use his conveyancers in Ravenshead. Should I use them?
No doubt the best way to select a conveyancing practitioner is to seek referrals from friends or relatives who have experience in using the conveyancer that you are contemplating using.