I'm in the process of porting my existing standard home loan to a Buy to Let Birmingham Midshires mortgage. The bank has said that I need a lawyer for this. I got in contact with my previous Shenley conveyancing firm who who completed the conveyancing when I initially purchased the property. The costs illustration sent of £575 plus disbursements has shocked me as its a refinance than a sale or purchase.
The quote is slightly on the expensive side. If you you were to look around you could trim some of the cost by perhaps £125. On the other hand, providing that you were pleased with the conveyancing the firm offered you mightcome to regret choosing an a cheaper conveyancer. Don't forget to be sure that the conveyancer can also act for Birmingham Midshires. Do use our search tool to locate a Shenley conveyancing firm on the Birmingham Midshires approved list of lawyers, which can often include conveyancing solicitors in Shenley.
I am buying a semi-detached house in Shenley. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Shenley you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Shenley.
My conveyancer has informed me that defective lease insurance is required on my purchase. What is the level of cover for Shenley conveyancing?
The right level of defective lease indemnity insurance depends on your lender. It would differ for example between Yorkshire Building Society and Virgin Money. Conveyancing practitioners as opposed to borrowers take out such insurances.
I am currently in the process of buying my council flat in Shenley. I have a mortgage offer with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
My offer was accepted on an apartment in Shenley on 10/11/2025, valuation was booked 3 days after, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have justbeen informed that Action Conveyancing have closed. They carried out my conveyancing in Shenley for a purchase of a leasehold flat 9 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The quickest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shenley conveyancing specialists.
I decided to have a survey carried out on a property in Shenley in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some banks tend refuse to grant a loan on such a house.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Shenley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Shenley to see if the conveyancing costs will increase in light of this.
Last August I purchased a leasehold house in Shenley. Am I liable to pay service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I inherited a ground flat in Shenley. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the premium payable for a lease extension?
in cases where there is a missing freeholder or where there is disagreement about the premium for a lease extension, under the relevant legislation it is possible to make an application to the LVT to decide the price.
An example of a Lease Extension case for a Shenley premises is Ground Floor Maisonette 17 Milton Road in January 2014. The Tribunal determined the premium payable by the Applicant to the should be £13,299 This case related to 1 flat. The unexpired term was 71.73 years.