Our grandson is about to exchange on a house that has just been built in Smithfield with a home loan from Kent Reliance. His conveyancer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Having sold my house in Smithfield last August but our buyer keeps e-mailing me to moan that their conveyancer needs to hear from mine. What should my lawyer have done now that I have sold?
Following your disposal your lawyer should send the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Depending on the transaction, your conveyancer should also confirm that the home loan has been discharged to the buyers conveyancers. There is unlikely to be post completion procedures peculiar conveyancing in Smithfield.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Smithfield. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/12/2025, the requirements read as follows :
If you had a top tip for selecting a conveyancing solicitor in Smithfield what would it be?
It would be unwise to be tempted by the lowest Smithfield conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
We have agreed to purchase a house in Smithfield. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
Given that you are obtaining a mortgage with Virgin Money your lawyer must comply with the conveyancing instructions set out in Section two of UK Finance Lenders’ Handbook for Virgin Money. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Virgin Money where a lease fails to meet these requirements. The provisions relate to the installation of panels on properties countrywide and is not restricted to Smithfield.
I have a mortgage with UBS for my property in Smithfield. Conveyancing was finalised 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform UBS?
You must advise UBS before renting your property as this is likely to be a breach of UBS’s mortgage conditions. It may be that UBS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. You need not do this via a UBS conveyancing panel firm.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who dealt with the conveyancing in Smithfield 10 years ago are no longer around. What do I do?
You no longer need to hold title official documentation to establish that you own the land or premises, as the Land Registry hold details of all registered land or property electronically.
My uncle has recommend that I instruct his lawyers for conveyancing in Smithfield. Do I follow his recommendation?
There are no two ways about it it’s preferable to select a conveyancing lawyer is to seek guidance from friends or family who have previously instructed the solicitor that you are are thinking of instructing.