I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in St Mawes. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 30/8/2026, the requirements read as follows :
My father advised me that in buying a property in St Mawes there may be a number of restrictions as to what one can do in terms of external alterations to the property. Is this right?
We are aware of a number of properties in St Mawes which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in St Mawes should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My husband and I are at the point of viewing flats in St Mawes and I am now considering a potential offer. Is it wise to have a property lawyer on ‘stand by’? I am planning to take a home loan with Nottingham.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are getting a mortgage with Nottingham, ask your prospective lawyers if they are on the Nottingham conveyancing panel otherwise they can't do the mortgage legal work.
At last I have had an offer on a maisonette in St Mawes accepted, the sellers do however have a tied purchase. The owners have placed an offer on somewhere, but it’s not been accepted yet, and are looking at other properties booked. I have selected a local conveyancing solicitor in St Mawes. What do I do now? When should I get the mortgage application with UBS going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then valuation, St Mawes conveyancing search fees, etc). First, you should ensure that your conveyancer is on the UBS conveyancing panel. Concerning the next steps this very much dictated by the circumstances of your transaction, motivation for this property and on the state of the market. During a rising market some buyers will apply for a home loan with UBS and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to move forward with the conveyancing in St Mawes.
My partner and I are downsizing from our house in St Mawes and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street St Mawes lawyer would know that there is no such problem. It does beg the question why the purchasers used a national conveyancing practice as opposed to a conveyancing solicitor in St Mawes. We have lived in St Mawes for 4 years we know of no issue. Do we contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
The deeds to our property are lost. The solicitors who did the conveyancing in St Mawes 5 years ago have long since closed. What do I do?
In today’s world there are duplicates made of almost everything, and your conveyancer should be aware exactly where to locate all the appropriate paperwork so you can purchase or sell your property without a hitch. If copies are not available, your lawyer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on your premises.
I am buying my first flat in St Mawes with the aid of help to buy. The sellers would not move on the amount so I negotiated £7000 of additionals instead. The property agent told me not reveal to my solicitor about the side-deal as it may affect my loan with Virgin Money. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to retain a conveyancing solicitor for remortgage conveyancing in St Mawes. I've stumble upon a site which looks to be the perfect offering If there is a chance to get all this stuff done via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?