I require conveyancing for an apartment in a relatively new development (five years built) in Tregaron. The vast majority the properties have already been disposed of. Is it really necessary to order neighbourhood searches for my conveyancing in Tregaron?
Conveyancing Searches are a critical link in the Tregaron conveyancing process. There are numerous companies who offer Tregaron conveyancing searches, as well straight from the local authority. These are known collectively as personal search organisation and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must secure their information from the local authority.
Are the Tregaron conveyancing solicitors identified as being on the TSB conveyancing panel, together with their details provided by TSB?
Tregaron conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Tregaron. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/4/2025, the requirements read as follows :
Is there a list of Aldermore panel conveyancers in Tregaron on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings viewable online. Where you are seeking to appoint a Tregaron conveyancing practitioner on the Aldermore please make the most of our facility.
We previously selected conveyancing lawyers locally in Tregaron on the Clydesdale solicitor approved list. They are now charging me an additional charge for dealing with the Clydesdale mortgage. Is this an additional conveyancing fee specified by Clydesdale?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your lawyer is entitled to levy a fee for this. This fee is not dictated by Clydesdale but by your Tregaron conveyancing practitioner. Plenty of firms on the Clydesdale panel will charge an ‘acting for lender’ fee and others do not.
We expect to receive a AIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Tregaron solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Tregaron solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
I own a 4 bedroom Edwardian property in Tregaron. Conveyancing lawyer represented me and Coventry Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tregaron and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who carried out the work.
I today plan to offer on a house that seems to tick a lot of boxes, at a reasonable price which is making it more attractive. I have since found out that the title is leasehold rather than freehold. I would have thought that there are issues purchasing a leasehold house in Tregaron. Conveyancing solicitors have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Tregaron ?
The majority of houses in Tregaron are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. We note that you are purchasing in Tregaron so you should seriously consider shopping around for a Tregaron conveyancing solicitor and be sure that they are used to advising on leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the freeholder’spermission to carry out changes to the property. You may also be required to pay a contribution towards the upkeep of the estate where the property is located on an estate. Your lawyer will advise you fully on all the issues.
I purchased a basement flat in Tregaron, conveyancing having been completed in 2005. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Tregaron with a long lease are worth £180,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease terminates on 21st October 2084
With just 59 years left to run the likely cost is going to span between £20,900 and £24,200 plus professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of detailed investigations. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.