It is a dozen years since I purchased my home in Wooler. Conveyancing solicitors have recently been instructed on the sale but I am unable to locate my title documents. Is this a major issue?
Don’t worry too much. Firstly there is a chance that the deeds will be with your mortgage company or they may be in the possession of the lawyers who acted in your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Wooler relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is resolvable.
The mortgage over my property is with Aldermore for my property in Wooler. Conveyancing has been completed 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Aldermore?
Aldermore must be informed of your intention before letting out your property as this is likely to be a breach of Aldermore’s mortgage conditions. It may be that Aldermore will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. It should not be necessary to do this via a Aldermore conveyancing panel lawyer.
I am selling my flat. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, UBS are being pedantic. The Wooler solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I had an offer accepted on an apartment in Wooler on 29/10/2025, valuation was booked five days later, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
five months have gone by since my purchase conveyancing in Wooler completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey completed on a house in Wooler ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some lenders tend not give a loan on this type of house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wooler. Conveyancing will be smoother if you use a solicitor in Wooler especially if they regularly deal with such properties in Wooler.
I am looking to sell my home. My former conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Wooler if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Wooler. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
My mortgage broker has recommended their solicitor for the conveyancing in Wooler - won’t it be better to just use them?
This is not necessarily the case and you are entitled to instruct whichever conveyancer you prefer for your Wooler conveyancing. A conveyancer recommended by an estate agent may not necessarily be the right solicitor, they may suggest their preferred conveyancing firm who are based remotely. In this instance you may not have contact with your solicitor and due to the lack of continuity in the transaction, it may be difficult to obtain updates.