Looking for information about your firm's panel status?
Together Personal Finance Conveyancing Panel: Recently Asked Questions
Is it probable that
Together Personal Finance
will assign an alternative firm on the
Together Personal Finance
conveyancing panel for a further advance during the lifetime of a mortgage?
Section 16.2.1 of the UK Finance Lenders’ Handbook relevant to a solicitor on the
Together Personal Finance
conveyancing panel reads ‘Our mortgage secures further advances. Consequently, when a further advance is required for alterations or improvements to the property we will not normally instruct a member of our conveyancing panel but if you are instructed the appropriate provisions of this Handbook will apply’.
Is it true that the Law Society has advised that firms check their status on the
Together Personal Finance conveyancing panel?
The Law Society of Scotland has advised that solicitors should check their panel status with lenders before accepting client instructions to act. The advice is lender-agnostic as it does not relate specifically to solicitors on the
Together Personal Finance conveyancing panel. The recommendation arises from the practice of a number of mortgage lenders who remove solicitors from their panels without prior notice as part of their panel management system, which can lead to some solicitors discovering this only once instructed. This is sensible advice as a client finding out midway through a transaction that their lawyer is not on the approved lender panel is very frustrating and can lead to complaints. Many online consumer forums contain posts where someone is complaining about finding that their lawyer is not on a lender conveyancing panel. Such forums include moneysavingexpert.com
Why are Estate Agents using search tools to check if lawyers are on a lenders conveyancing panel?
The fact of the matter is that estate agents will be feeling the pain if their clients start out on the conveyancing process having appointed a solicitor who is not on the panel with the purchaser’s chosen lender. Many
conveyancing firms are only discovering when they begin working on a
case that they are no longer able to work with that lender. Given
the inevitable resultant delays in the transaction the chances of an
abortive deal increases dramatically. in the circumstances there is
understandable anguish on the part of the estate agent as a result of
the lost time should the client have to change lawyers.
I read the occasional LENDERmonitor alert but I seldom see significant changes. For example, I am on the
Together Personal Finance conveyancing panel and get an alerts simply telling me a change of address. Isn't that just noise?
Yes it does matter because sending a communication or deeds to the wrong address can cause delays that might not only affect your borrower client but also affect your ability to remain on the
Together Personal Finance conveyancing panel. Is possible next month that Together Personal Finance change their requirements as to where their panel firm send the deeds.
Do you update the details in your CMS? Do you make a note? Is this communicated to the staff? By virtue of your COT Together Personal Finance you are giving assurances that you will forward the relevant documents within 10 days of receiving the TID. Putting to one side the academic question as to whether you are technically breaching an undertaking in sending it to the wrong address, you run the risk of
Together Personal Finance suspending you off the panel because they are not receiving the deeds in accordance with the COT. It will not be a valid excuse to say that you sent it to an address that is no longer valid.
We had our Together Personal Finance panel membership revoked but we have not yet been given a reason as to why.
I am completing a CQS application questionnaire what details should I report?
In this situation please clarify on the form what action you have taken to find out the reasons behind cancellation of your
Together Personal Finance panel status.
In particular please provide details if you have received communications from the lender. E.G. before cessation of your panel membership did you receive any letters or calls from the lender putting you on notice?
I am on the
Together Personal Finance
conveyancing panel and due to complete a purchase within the next few weeks. My papers do not include a Mortgage Deed for the client to execute.
Who do I contact at Together Personal Finance to get a duplicate Deed?
You need to communicate with Together Personal Finance
to obtain standard documents. The CML Handbook includes an express section for lenders to cite who to contact to obtain standard documents.
Together Personal Finance in their Part 2’s state:
Don’t forget to quote your Together Personal Finance conveyancing panel number.
Find a Lawyer on the Together Personal Finance Conveyancing Panel
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Average number of days to register title including a charge in favour of Together Personal Finance
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2026 | [no data] |
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited Together Personal Finance Firms
- Draft Report on Title precedent for Together Personal Finance borrowers
- Draft Anti Money Laundering PolicyTemplate for Together Personal Finance panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the Together Personal Finance lender panel
- Buy-to-Let help for Together Personal Finance
- Consent-to-Let help for Together Personal Finance
- Contractor Mortgages with Together Personal Finance
