Buy to Let - April Mortgages Conveyancing Requirements for Properties Let at Completion

April Mortgages buy-to-let obligations are expressed in Part 1 of the CML Handbook which provides that unless it is clear from the mortgage offer that the property is tenanted or is to be let at completion then you must check with April Mortgages as to whether April Mortgages lend on "buy-to-let" properties and that the loan is for that purpose.

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Last updated on 04/09/2024 Section Two of the UK Finance Lenders’ Handbook for April Mortgages deals with who you need to contact If different from section 1.11, i.e the contact point if property is let or to be let. It also deals with whether April Mortgages lend on buy-to-let

April do not lend on BTL or properties to be let. Please contact as per 1.11

Where the premises, or part of it, is currently let, or is to be let at completion, then the letting must comply with the details set out in the April Mortgages mortgage offer or any consent to let April Mortgages issue. If the letting does not comply, or no such details are mentioned, you must notify the position to April Mortgages

Part 2 of the UK Finance Lenders’ Handbook for April Mortgages specifies who you must contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

April do not lend on BTL or properties to be let. Please contact as per 1.11

Firms authorised on the April Mortgages solicitor panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to April Mortgages after completion

In considering whether the bank requires a counterpart tenancy agreement to be sent April Mortgages specifically states:

April do not lend on BTL or properties to be let. Please contact as per 1.11

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for April Mortgages Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the April Mortgages panel or a buy to let mortgage broker click here.