Buy to Let - Bank of Scotland Private Conveyancing Requirements for Properties Let at Completion

Bank of Scotland Private buy-to-let obligations are set out in Part 1 of the December 1st 2014 version of the CML Handbook which provides that unless it is clear from the mortgage offer that the property is let or is to be let at completion then you must check with Bank of Scotland Private as to whether Bank of Scotland Private lend on "buy-to-let" properties and that the loan is for that purpose.

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Previously updated on 19/03/2024 Part 2 of the UK Finance Lenders’ Handbook for Bank of Scotland Private deals with who you need to contact If different from paragraph 1.11, i.e the contact point if property is let or to be let. It also deals with whether Bank of Scotland Private lend on buy-to-let

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In situations where the premises, or part of it, is already let, or is to be let at completion, then the letting must comply with the details set out in the Bank of Scotland Private mortgage offer or any consent to let Bank of Scotland Private issue. If the letting fails to comply, or no such details are specified, you must notify the position to Bank of Scotland Private

Part 2 of the UK Finance Lenders’ Handbook for Bank of Scotland Private outlines who you need to contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

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Firms authorised on the Bank of Scotland Private solicitor panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to Bank of Scotland Private after completion

In addressing the question whether the bank requires a counterpart letting contract to be sent Bank of Scotland Private says:

This lender has not published an answer to this question. Please contact the lender.

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for Bank of Scotland Private Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the Bank of Scotland Private panel or a buy to let mortgage broker click here.