Buy to Let - Together Personal Finance Conveyancing Requirements for Properties Let at Completion

Together Personal Finance buy-to-let obligations are explicit in Part 1 of the CML Handbook which provides that unless it is clear from the mortgage offer that the property is let or is to be let at completion then you must check with Together Personal Finance as to whether Together Personal Finance lend on "buy-to-let" premises and that the loan is for that purpose.

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Previously updated on 03/04/2019 Section Two of the UK Finance Lenders’ Handbook for Together Personal Finance deals with who you need to contact If different from section 1.11, i.e the contact point if property is let or to be let. It also deals with whether Together Personal Finance lend on buy-to-let

Contact point as detailed in 1.11a above.

Where the premises, or part of it, is already let, or is to be let at completion, then the letting must comply with the details set out in the Together Personal Finance mortgage offer or any consent to let Together Personal Finance issue. If the letting fails to comply, or no such details are mentioned, you are obliged notify the position to Together Personal Finance

Part 2 of the UK Finance Lenders’ Handbook for Together Personal Finance specifies who you need to contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

Contact point as detailed in 1.11a above.

Conveyancing solicitors on the Together Personal Finance solicitor panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to Together Personal Finance after completion

In addressing the question whether the bank requires a counterpart tenancy agreement to be sent Together Personal Finance specifically states:

Yes, certified copy will suffice.

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for Together Personal Finance Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the Together Personal Finance panel or a buy to let mortgage broker click here.