Adam & Company International Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Adam & Company International offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Adam & Company International and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
Do any sections of the CML Lender's Handbook set out the requirements for Adam & Company International when it comes to contractor mortgages or self-employed mortgages.
What criteria does a mortgage lender (for example Adam & Company International) adopt to class a borrower as a contractor or self-employed. For instance does one have to own more than a particular percentage of a business?
As contractor looking for a mortgage with Adam & Company International will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
My wife and I are soon to submit for our first mortgage application with Adam & Company International. Later this year I start working as a contractor. My wife is time employed as a surgeon and does have a healthy income. Is it going to be a case of just getting a non-contractor mortgage with Adam & Company International in my wife’s name alone?
Could a contractor mortgage with Adam & Company International be a better option for me than a standard Adam & Company International mortgage ?
The above information covers to properties in England and Wales.
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