Coutts Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Coutts Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Coutts Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is current approach to contractor mortgages and Coutts Finance? I am a contractor but my partner has a permanent job. Will Coutts Finance take my salary if we make a joint application?
My wife and I are soon to submit for our first mortgage application with Coutts Finance. Later this year I start working as a contractor. My wife is time employed as a lawyer and does have a six figure salary. Is it going to be a case of just getting a non-contractor mortgage with Coutts Finance in my wife’s name only?
I am finding the process of trying to obtain a contractor mortgage extremely frustrating. I can't seem to find any lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
How can I make myself more attractive to a lender such as Coutts Finance when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
I have no idea whether Coutts Finance are in the business of issuing contractor mortgages but in the event that they do how does a Coutts Finance contractor mortgage differ from a traditional mortgage?
The content set out above is in relation to properties in England and Wales.
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