Intelligent Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Intelligent Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Intelligent Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently an engineering contractor, One year into a 2 contract. However, I'm unlikely to be moved onto a permanent contract until around March time. My question is, will Intelligent Finance even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
For two years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Intelligent Finance in his name using our joint deposit and for me to be added at a later date?
What criteria does a mortgage lender (for example Intelligent Finance) use to class someone as a contractor or self-employed. For instance does one have to own more than a particular percentage of a company?
How can I make myself more attractive to a lender such as Intelligent Finance when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
I'm a media contractor, according to my accounts, my average net profit and director's salary is £65,876. I am looking to purchase a house in loc. What are the chances of being able to borrow 165k via a contractor mortgage with Englefield Green
The content set out above covers to properties in England and Wales.
Find out how to order your redemption statement request from Intelligent Finance