Keystone Property Finance Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Keystone Property Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Keystone Property Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have retained an IFA regarding my remortgage because I have just won a fixed term contract of four years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract begin date this year. I am looking for a 5 year fixed rate deal. Property value 165K, I want to borrow £150,000. I purchased the property 3 years ago for 138K and I currently owe 115k to Keystone Property Finance

Do any sections of the CML Lender's Handbook stipulate the requirements for Keystone Property Finance when it comes to contractor mortgages or self-employed mortgages.

Going through the contractor mortgage process to move to a buy to let with a new mortgage company. All paperwork completed and sent. Received communication from the lender to say they can't move forward with process unless my current manager writes me a letter saying my contract will definitely be prolonged and when new end date will be. Any advice?

As a contractor (in the Oil & Gas industry) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Keystone Property Finance even grant mortgages to contactors ?

I have no idea if Keystone Property Finance are in the business of issuing contractor mortgages but if they do how does a Keystone Property Finance contractor mortgage differ from a standard mortgage?

The content set out above is in relation to properties in England and Wales.

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