Keystone Property Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Keystone Property Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Keystone Property Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is the situation with contractor mortgages and Keystone Property Finance? I am a contractor but my partner has a permanent job. Will Keystone Property Finance take my salary were we to make an application in both our names?
What criteria does a mortgage lender (for example Keystone Property Finance) use to categorise someone as a contractor or self-employed. For instance does one have to own more than a particular percentage of a business?
As contractor looking for a mortgage with Keystone Property Finance will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
Me and and my wife are soon to submit for our first mortgage application with Keystone Property Finance. Later this year I start working as a contractor. My wife is time employed as an accountant and does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Keystone Property Finance in my wife’s name alone?
Is it correct that Keystone Property Finance quote higher interest rates in respect of mortgages for contractors?
The content set out above is in relation to properties in England and Wales.
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