Allied Irish Bank Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Allied Irish Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Allied Irish Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am an engineering contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from Allied Irish Bank. Am I best advised to contact Allied Irish Bank directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Allied Irish Bank.

What criteria does a mortgage lender (for example Allied Irish Bank) adopt to class someone as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

How can I make myself more attractive to a lender such as Allied Irish Bank when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

Could a contractor mortgage with Allied Irish Bank be a better option for me than a standard Allied Irish Bank mortgage ?

The content set out above covers to properties in England and Wales.

Find out how to order your redemption statement request from Allied Irish Bank

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy