Barclays plc Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Barclays plc offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Barclays plc and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently on a grad scheme, One year into a 2 contract. However, I'm unlikely to be moved onto a permanent contract until around December time. My query is, will Barclays plc even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

What is the situation with contractor mortgages and Barclays plc? I am a contractor but my partner has a permanent job. Will Barclays plc take my salary should we make an application in both our names?

I am an engineering contractor looking to buy a home in Bedford. My next step is to secure a mortgage ideally with Barclays plc. Should I contact Barclays plc directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Barclays plc.

Does the CML Lender's Handbook set out the requirements for Barclays plc when it comes to contractor mortgages or self-employed mortgages.

Notwithstanding that I am a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Barclays plc even grant mortgages to contactors ?

The above information is in relation to properties in England and Wales.

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