Barclays plc Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Barclays plc offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Barclays plc and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have retained a mortgage adviser concerning my remortgage because I am on a fixed term contract of four years (a media contractor). My contract started date earlier this year. I am seeking a five year fixed rate deal. Property value £200,000, I want to borrow £150,000. I bought the property three years ago for 138K and I currently owe 165k to Barclays plc

What is the situation with contractor mortgages and Barclays plc? I am a contractor but my husband has a permanent job. Will Barclays plc take my salary should we make an application in both our names?

Myself and my fiance are currently about to apply for our first mortgage with Barclays plc. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed by the NHS as a doctor, and so does have a healthy salaryfor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

As a contractor (HR consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Barclays plc even grant mortgages to contactors ?

The content set out above is in relation to properties in England and Wales.

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