Bradford & Bingley Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bradford & Bingley offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bradford & Bingley and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently an IT contractor, One year into a two contract. However, I'm unlikely to be moved onto a permanent contract until around June time. So I suppose my query is, will Bradford & Bingley even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I am a finacial contractor looking to buy a home in Bedford. My next step is to secure a mortgage ideally with Bradford & Bingley. Should I contact Bradford & Bingley directly or seek the help of a contractor specialist mortgage broker who focuses on dealing with contractors and Bradford & Bingley.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 95k contractor mortgage with a lender such as Bradford & Bingley?

I understand that for some banks ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Bradford & Bingley

Is it correct that that as contractor I would require a huge deposit up to as much as 50 per cent to qualify for a mortgage with Bradford & Bingley.

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