Bradford & Bingley Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bradford & Bingley offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bradford & Bingley and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is the situation with contractor mortgages and Bradford & Bingley? I am a contractor but my OH has a permanent job. Will Bradford & Bingley take my salary should we make an application in both our names?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

I understand that for some banks ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Bradford & Bingley

As a contractor (HR consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Bradford & Bingley even grant mortgages to contactors ?

If I inform Bradford & Bingley that I’m contracting, will they charge me a higher rate on my home loan?

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