Clydesdale Bank Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Clydesdale Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Clydesdale Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is the situation with contractor mortgages and Clydesdale Bank? I am a contractor but my husband has a permanent job. Will Clydesdale Bank take my salary were we to make an application in both our names?

Does the CML Lender's Handbook stipulate the requirements for Clydesdale Bank when it comes to contractor mortgages or self-employed mortgages.

What criteria does a mortgage lender (for example Clydesdale Bank) use to class a borrower as a contractor or self-employed. For instance does one have to own more than a particular percentage of a business?

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new mortgage company. All paperwork completed and submitted. Received a call from the lender to say they can't move forward with process unless my current manager writes me a letter confirming that my contract will definitely be prolonged and when new end date will be. Any advice?

Notwithstanding that I am a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Clydesdale Bank even grant mortgages to contactors ?

The above information covers to properties in England and Wales.

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