Coutts Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Coutts Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Coutts Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have been dealing with a broker concerning my remortgage because I have just won a fixed term contract of two years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract started date last year. I am looking for a 5 year fixed rate mortgage. Property value 165K, I want to borrow £150,000. I bought the property 3 years ago for £220,500 and I currently owe 165k to Coutts Finance
What is current approach to contractor mortgages and Coutts Finance? I am a contractor but my OH has a permanent job. Will Coutts Finance take my salary if we make a joint application?
I am Oil & Gas contractor looking to buy a home in London. My next step is to secure a mortgage preferably from Coutts Finance. Should I contact Coutts Finance directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Coutts Finance.
Do any sections of the CML Lender's Handbook stipulate the requirements for Coutts Finance when it comes to contractor mortgages or self-employed mortgages.
I am well aware that the days of self-certification contractor mortgages are long gone. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Coutts Finance
The content set out above is in relation to properties in England and Wales.
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