Danske Bank Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Danske Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Danske Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

Does the CML Lender's Handbook set out the requirements for Danske Bank when it comes to contractor mortgages or self-employed mortgages.

My wife and I are soon to submit for our first mortgage application with Danske Bank. Later this year I start working as a contractor. My wife is time employed as a lawyer and does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Danske Bank in my wife’s name alone?

As a contractor (in the Oil & Gas industry) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Danske Bank even grant mortgages to contactors ?

I'm an engineering contractor, based on my accounts, my average net profit and director's salary is £45,000. I am looking to purchase a house in loc. What are the chances of borrowing 165k by way of a contractor mortgage with Meliden

Could a contractor mortgage with Danske Bank be a better option for me than a traditional Danske Bank mortgage ?

The above information covers to properties in England and Wales.

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