Darlington Building Society Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Darlington Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Darlington Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 95k contractor mortgage with a lender such as Darlington Building Society?

What criteria does a mortgage lender (for example Darlington Building Society) adopt to class someone as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?

My wife and I are soon to submit for our first mortgage application with Darlington Building Society. Later this year I start working as a contractor. My wife is time employed as a lawyer and does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Darlington Building Society in my wife’s sole name?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

Could a contractor mortgage with Darlington Building Society be a better option for me than a standard Darlington Building Society mortgage ?

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