Fleet Mortgages Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Fleet Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Fleet Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am seeking some mortgage advice. I am currently an engineering contractor, One year into a 2 contract. However, I'm unlikely to be moved onto a permanent contract until around June time. So I suppose my question is, will Fleet Mortgages even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
I have retained a broker concerning my remortgage because I am on a fixed term contract of four years (on a grad scheme). My contract started date this year. I am looking for a three year fixed rate deal. Property value 165K, I want to borrow 132K. I purchased the property 3 years ago for £157,000 and I currently owe 120K to Fleet Mortgages
What is current approach to contractor mortgages and Fleet Mortgages? I am a contractor but my hubby has a permanent job. Will Fleet Mortgages take my salary should we make a joint application?
Does the CML Lender's Handbook set out the requirements for Fleet Mortgages when it comes to contractor mortgages or self-employed mortgages.
What criteria does a mortgage lender (for example Fleet Mortgages) adopt to class a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a business?
The above information is in relation to properties in England and Wales.
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