Halifax Loans Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Halifax Loans offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Halifax Loans and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently on a grad scheme, One year into a two contract. However, I'm unlikely to be moved onto a permanent contract until around December time. So I suppose my question is, will Halifax Loans even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
I have been dealing with a mortgage adviser concerning my remortgage because I have just won a fixed term contract of two years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract started date earlier this year. I am looking for a 5 year fixed rate deal. Property worth 165K, I want to borrow £150,000. I purchased the property four years ago for £220,500 and I currently owe 115k to Halifax Loans
For some years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Halifax Loans in his name using our joint deposit and for me to be added at a later date?
Myself and my husband are currently about to apply for a mortgage with Halifax Loans. Next month I commence working as a contractor. My husband is full time employed and so does have a six figure income. Is it going to be a case of just getting a non-contractor mortgage with Halifax Loans in my husband’s name only?
I don't know if Halifax Loans are in the business of issuing contractor mortgages but if they do how does a Halifax Loans contractor mortgage differ from a standard home loan?
The content set out above is in relation to properties in England and Wales.
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