Halifax Loans Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Halifax Loans offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Halifax Loans and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am seeking some mortgage advice. I am currently on a grad scheme, One year into a three year contract. the chances of me being moved onto a permanent contract are slim. So I suppose my question is, will Halifax Loans even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
What is the situation with contractor mortgages and Halifax Loans? I am a contractor but my hubby has a permanent job. Will Halifax Loans take my salary were we to make an application in both our names?
I am a finacial contractor looking to buy a home in London. My next step is to secure a mortgage preferably from Halifax Loans. Would it be wise to contact Halifax Loans directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Halifax Loans.
What criteria does a mortgage lender (for example Halifax Loans) adopt to categorise a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?
Myself and my fiance are currently about to apply for our first mortgage with Halifax Loans. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed as a lawyer, and so does have a healthy salaryfor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?
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