Halifax Loans Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Halifax Loans offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Halifax Loans and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have been dealing with a mortgage adviser concerning my remortgage because I am on a fixed term contract of 3 years (an engineering contractor). My contract begin date last year. I am seeking a three year fixed rate deal. Property value £200,000, I want to borrow 132K. I bought the property four years ago for £220,500 and I currently owe 165k to Halifax Loans

What is the situation with contractor mortgages and Halifax Loans? I am a contractor but my husband has a permanent job. Will Halifax Loans take my salary should we make an application in both our names?

I am an engineering contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from Halifax Loans. Am I best advised to contact Halifax Loans directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Halifax Loans.

As contractor looking for a mortgage with Halifax Loans will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new bank. All documents done and submitted. Received communication from the lender to say they can't move forward with process unless my current manager writes me a letter confirming that my contract will definitely be prolonged and when new end date will be. Any thoughts?

The above information is in relation to properties in England and Wales.

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