Halifax Loans Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Halifax Loans offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Halifax Loans and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently a finacial contractor, 12 months into a 2 contract. However, I'm unlikely to be moved onto a permanent contract until around June time. So I suppose my query is, will Halifax Loans even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
What is current approach to contractor mortgages and Halifax Loans? I am a contractor but my partner has a permanent job. Will Halifax Loans take my salary if we make an application in both our names?
I am a finacial contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from Halifax Loans. Am I best advised to contact Halifax Loans directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Halifax Loans.
Going through the contractor mortgage process to move to a buy to let with a new lender. All documents done and sent. Received communication from the lender to say they can't move ahead with process unless my current manager writes me a letter confirming that my contract will definitely get extended and when new end date will be. Any thoughts?
Even though I am a contractor (HR consultant) do I really need to supply at least six months of both business and personal bank statements as part of the due diligence process for Halifax Loans.I am not convinced that my broker is correct.
The above information covers to properties in England and Wales.
Find out how to order your redemption statement request from Halifax Loans