Handelsbanken Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Handelsbanken offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Handelsbanken and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For two years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Handelsbanken in his name using our joint deposit and for me to be added at a later date?
What is current approach to contractor mortgages and Handelsbanken? I am a contractor but my OH has a permanent job. Will Handelsbanken take my salary if we make a joint application?
I am finding the process of looking for a contractor mortgage very frustrating. There doesn't seem to be many lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
As a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Handelsbanken even grant mortgages to contactors ?
I don't know whether Handelsbanken are in the business of issuing contractor mortgages but if they do how does a Handelsbanken contractor mortgage differ from a traditional mortgage?
The content set out above is in relation to properties in England and Wales.
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