Harpenden Building Society Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Harpenden Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Harpenden Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is current approach to contractor mortgages and Harpenden Building Society? I am a contractor but my partner has a permanent job. Will Harpenden Building Society take my salary were we to make an application in both our names?

Does the CML Lender's Handbook stipulate the requirements for Harpenden Building Society when it comes to contractor mortgages or self-employed mortgages.

What criteria does a mortgage lender (for example Harpenden Building Society) adopt to categorise a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?

I am finding the process of trying to obtain a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

I have no idea if Harpenden Building Society grant contractor mortgages but in the event that they do how does a Harpenden Building Society contractor mortgage differ from a traditional mortgage?

The above information covers to properties in England and Wales.

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