Holmesdale Building Society Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Holmesdale Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Holmesdale Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am a self employed contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company confirming I will be transferred onto a permanent contract prior to the expiry of my set term? Would this help in applying for a mortgage with lend

I am a media contractor looking to buy a home in London. My next step is to secure a mortgage ideally with Holmesdale Building Society. Should I contact Holmesdale Building Society directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Holmesdale Building Society.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Holmesdale Building Society?

What criteria does a mortgage lender (for example Holmesdale Building Society) adopt to class a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a business?

Even though I am a contractor (HR consultant) is it necessary for me to supply at least six months of both business and personal bank statements as part of the due diligence process for Holmesdale Building Society.I am not convinced that my broker is correct.

The above information covers to properties in England and Wales.

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