Intelligent Finance Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Intelligent Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Intelligent Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am a freelance contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company clarifying that I will be transferred onto a permanent contract before the expiry of my set term? Would this help my cause when applying for a mortgage with lend

What is the situation with contractor mortgages and Intelligent Finance? I am a contractor but my husband has a permanent job. Will Intelligent Finance take my salary if we make a joint application?

Do any sections of the CML Lender's Handbook set out the requirements for Intelligent Finance when it comes to contractor mortgages or self-employed mortgages.

Going through the contractor mortgage process to move to a buy to let with a new bank. All documents done and sent. Received a call from the lender to say they can't move ahead with process unless my current manager writes me a letter confirming that my contract will definitely be prolonged and when new end date will be. Any thoughts?

I am well aware that the days of self-certification contractor mortgages are a thing of the past. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Intelligent Finance

The content set out above is in relation to properties in England and Wales.

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