JPMorgan Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether JPMorgan offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about JPMorgan and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have been dealing with a mortgage adviser concerning my remortgage because I am on a fixed term contract of two years (a media contractor). My contract begin date earlier this year. I am seeking a five year fixed rate deal. Property worth £325k, I want to borrow 132K. I purchased the property four years ago for £157,000 and I currently owe 115k to JPMorgan

I am a self employed contractor. Mortgage options are being looked at but its tricky. I have considered is whether I could get a letter from my company clarifying that I will be transferred onto a permanent contract prior to the end of my set term? Would this assist in applying for a mortgage with lend

Myself and my husband are currently about to apply for a mortgage with JPMorgan. Next month I commence working as a contractor. My husband is full time employed and so does have a healthy salary. Is it going to be a case of just getting a non-contractor mortgage with JPMorgan in my husband’s sole name?

I am finding the process of looking for a contractor mortgage very frustrating. I can't seem to find any lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

The above information is in relation to properties in England and Wales.

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