Keystone Property Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Keystone Property Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Keystone Property Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have been dealing with a broker concerning my remortgage because I have just won a fixed term contract of four years (on a grad scheme). My contract begin date earlier this year. I am looking for a five year fixed rate mortgage. Property value 165K, I want to borrow 132K. I bought the property 3 years ago for £220,500 and I currently owe 120K to Keystone Property Finance
I am an engineering contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally with Keystone Property Finance. Should I contact Keystone Property Finance directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Keystone Property Finance.
What criteria does a mortgage lender (for example Keystone Property Finance) adopt to categorise someone as a contractor or self-employed. For instance does one have to own more than a particular percentage of a company?
I am finding the process of trying to obtain a contractor mortgage very frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
Could a contractor mortgage with Keystone Property Finance be a better option for me than a standard Keystone Property Finance mortgage ?
The content set out above covers to properties in England and Wales.
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