Manchester Building Society Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Manchester Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Manchester Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For three years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Manchester Building Society in his name using our joint deposit and for me to be added at a later date?
What criteria does a mortgage lender (for example Manchester Building Society) use to categorise a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?
Me and and my wife are soon to submit for our first mortgage application with Manchester Building Society. Later this year I start working as a contractor. My wife is time employed as a lawyer and does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Manchester Building Society in my wife’s name alone?
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
I have no idea whether Manchester Building Society are in the business of issuing contractor mortgages but in the event that they do how does a Manchester Building Society contractor mortgage differ from a standard mortgage?
The above information is in relation to properties in England and Wales.
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