Platform Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Platform offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Platform and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am a self employed contractor. Mortgage options are being looked at but its tricky. I have considered is whether I could get a letter from my company clarifying that I will be moved onto a permanent contract prior to the end of my set term? Would this help in applying for a mortgage with lend
I am a finacial contractor looking to buy a home in London. My next step is to secure a mortgage preferably with Platform. Would it be wise to contact Platform directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Platform.
I am finding the process of looking for a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
How can I make myself more attractive to a lender such as Platform when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
As a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Platform even grant mortgages to contactors ?
The above information covers to properties in England and Wales.
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