Platform Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Platform offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Platform and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently an engineering contractor, One year into a two contract. the chances of me being moved onto a permanent contract are slim. So I suppose my question is, will Platform even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

Do any sections of the CML Lender's Handbook stipulate the requirements for Platform when it comes to contractor mortgages or self-employed mortgages.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

How can I make myself more attractive to a lender such as Platform when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

Were I to reveal to Platform that I’m contracting, will they charge me a higher rate on my home loan?

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