St James Place Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether St James Place offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about St James Place and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am seeking some mortgage advice. I am currently on a grad scheme, One year into a 2 contract. the chances of me being moved onto a permanent contract are slim. My question is, will St James Place even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

Does the CML Lender's Handbook stipulate the requirements for St James Place when it comes to contractor mortgages or self-employed mortgages.

How can I make myself more attractive to a lender such as St James Place when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

Is it correct that St James Place quote higher interest rates in respect of mortgages for contractors?

I don't know whether St James Place are in the business of issuing contractor mortgages but if they do how does a St James Place contractor mortgage differ from a traditional mortgage?

The above information is in relation to properties in England and Wales.

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