Topaz Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Topaz Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Topaz Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am Oil & Gas contractor looking to buy a home in London. My next step is to secure a mortgage preferably with Topaz Finance. Should I contact Topaz Finance directly or seek the help of a contractor specialist mortgage broker who focuses on dealing with contractors and Topaz Finance.
Does the CML Lender's Handbook set out the requirements for Topaz Finance when it comes to contractor mortgages or self-employed mortgages.
As contractor looking for a mortgage with Topaz Finance will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new bank. All paperwork completed and submitted. Received a call from the lender to say they can't move ahead with process unless my current manager issues a letter confirming that my contract will definitely get extended and when new end date will be. Any advice?
Were I to tell Topaz Finance that I’m contracting, will they charge me a higher rate on my home loan?
The above information is in relation to properties in England and Wales.
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