Virgin Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Virgin offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Virgin and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For two years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Virgin in his name using our joint deposit and for me to be added at a later date?
What is the situation with contractor mortgages and Virgin? I am a contractor but my husband has a permanent job. Will Virgin take my salary should we make a joint application?
I am an engineering contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally from Virgin. Should I contact Virgin directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Virgin.
How can I make myself more attractive to a lender such as Virgin when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
If I inform Virgin that I’m contracting, are they likely to charge me a higher rate on my mortgage?
The content set out above is in relation to properties in England and Wales.
Find out how to order your redemption statement request from Virgin