RBS - Virgin One Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS - Virgin One offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS - Virgin One and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently a media contractor, 18 months into a 2 contract. the chances of me being moved onto a permanent contract are slim. So I suppose my query is, will RBS - Virgin One even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
What is the situation with contractor mortgages and RBS - Virgin One? I am a contractor but my husband has a permanent job. Will RBS - Virgin One take my salary were we to make a joint application?
I am a finacial contractor looking to buy a home in London. My next step is to secure a mortgage preferably with RBS - Virgin One. Would it be wise to contact RBS - Virgin One directly or seek the services of a contractor specialist mortgage broker who focuses on dealing with contractors and RBS - Virgin One.
What criteria does a mortgage lender (for example RBS - Virgin One) use to categorise someone as a contractor or self-employed. For instance does one have to own more than a particular percentage of a company?
I understand that for some banks ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with RBS - Virgin One
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