Whistletree Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Whistletree offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Whistletree and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is the situation with contractor mortgages and Whistletree? I am a contractor but my husband has a permanent job. Will Whistletree take my salary should we make an application in both our names?

What criteria does a mortgage lender (for example Whistletree) adopt to class someone as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?

Myself and my husband are currently about to apply for a mortgage with Whistletree. Next month I commence working as a contractor. My husband is full time employed and so does have a meaningful salary. Is it going to be a case of just getting a non-contractor mortgage with Whistletree in my husband’s sole name?

As a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Whistletree even grant mortgages to contactors ?

I'm an IT contractor, according to my accounts, my average net profit and director's salary is £45,000. I am looking to purchase a house in loc. What are the chances of being able to borrow 165k via a contractor mortgage with Meliden

The above information covers to properties in England and Wales.

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